Atlas America provides travel medical insurance provides coverage when traveling internationally for business or pleasure or study for up to 12 months. It is an ideal insurance for non US citizens requiring coverage in the US.
Atlas insurance provides a wide coverage in the event of a wide variety of incidents, like – medical, treatment of complications of pregnancy, acute onset of a pre existing condition as well as AD & D, trip interruption, lost checked luggage, repatriation and even an optional Hazardous Sport Rider for the adventurous traveler.
Plan Highlights:
• A range of policy maximum to choose from -$50,000; $100,000; $250,000; $500,000, $1,000,000 (ages 70 to 79 limited to $50,000, 80+,maximum limited to $10,000)
• $0; $100; $250; $500; $1000; $2500 Annual Deductible per person
• The plan can be purchased for a minimum of 5 days to a maximum of 12 months at any given time.
• Co-insurance:
Outside the U.S.:
The program pays 100% to the selected Medical Maximum up to the Overall maximum Limit, after the payment of deductible
Inside the US:
After the deductible is paid the program pays 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit. Coinsurance will be waived if expenses are incurred within the PPO and expenses are submitted to Underwriters for review and payment made directly to the provider.
• The plan can be purchased for a minimum of 5 days to a maximum of 12 months at any given time.
• Atlas America Insurance is underwritten by Llyods.
• Atlas America Insurance is administrated by HCC Medical Insurance Services (formerly MultiNational Underwriters, Inc).
Plan Benefits:
• In-patient hospitalization, surgery, medical diagnostic expenses (up to policy maximum)
• Out-patient doctor office expenses (up to policy maximum)
• Prescription Drugs (up to policy maximum)
• Emergency Medical Evacuation(up to $500,000)
• Political Evacuation (up to $10,000 Lifetime Maximum)
• Repatriation (up to overall maximum limit)
• Intensive care (Usual, reasonable and Customary charges)
• Common Carrier Accidental Death ($50,000 per member(age 18 and older)$25,000 per member(age 18 and under))
• Accidental Death & Dismemberment (as per schedule of benefits; $250,000 Maximum benefit any one family)
• Terrorism Coverage ($50,000 Maximum Lifetime Limit, Eligible Medical Expenses only)